Facebook Messenger payments roll out for the UK

Whether you're sending someone money for your share of the check, or you're splitting a group gift, payments in Messenger is super convenient.

It further added: "Plus, since payments in Messenger use debit cards, as with any other debit card payment, if there are unauthorized charges, people have recourse with their bank".

This is the first time Messenger has extended p2p payments since launching in the U.S.in 2015 and since then, p2p payments in Messenger have been widely used to make life more seamless. Converting just a small percentage of this base into users of P-to-P payments could be highly lucrative, particularly if the social network can enable cross-border remittance capabilities.

Facebook is making its first foray into finance in the United Kingdom with the launch of a new feature which lets users send and receive payments via Messenger.

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The money you send is transferred right away.

The convenience of being able to pay friends while in chats with them was picked up on by the Facebook team, with Marcus saying: "More and more people are having conversations on Messenger about paying one another".

"In the US most people use payments in Messenger to send less than $50 at a time", Marcus said in a statement. Facebook Messenger also lets you send payments through PayPal and introduced a group payment option earlier this year.

Have you ever gone somewhere with a friend and been in the position of forgetting your wallet, leaving your friend to pay for your coffee, drink, meal, or whatever?

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Facebook users can send up to £2,500 at a time, and up to £10,000 every 30 days.

Payments in Messenger are fast, free and secure. People will need to sign up with their debit cards to send or receive money.

Other firms in the USA market include Square, which lets users swap money via its "Cash" app, and Paypal, which acquired payment service Venmo.

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